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Accelerating
India's innovation
economy.

We partner with technology-driven innovators
who are advancing India’s economic future —
providing the right capital and advice at every stage.

Accelerating India's innovation
economy.

We partner with technology-driven innovators
who are advancing India’s economic future —
providing the right capital and advice at every stage.

About Us

ART Venture Finance (India) Private Limited (AVF) is an RBI-regulated, non-deposit taking NBFC-ICC (Investment and Credit Company), incorporated on February 10, 1987. AVF is part of the ART Financial Services Group, a group of purpose built newage, tech-led, scalable innovative lending businesses (both consumer and wholesale)which can creatively disrupt and catalyse the financial services sector in India. It includes NBFCs working in housing, climate finance, venture capital, MSME & consumer finance, stressed assets, restructuring, advisory, real assets lending, and corporate / structured lending.

AVF is the venture and innovation arm of the Group — a financing and investment vehicle purpose-built to support tech-enabled, innovative businesses in India. We provide equity, equity linked convertible instruments, and alternative lending to early-stage and growth-stage companies, structured around the specific needs of each business rather than a generic template. AVF has developed deep expertise in credit underwriting, business assessment, and capital structuring across economic cycles. We have fully reinvented our operating model and product suite to serve India's innovation economy — bringing institutional financial discipline to a new generation of builders.

Promoted by The Three Sisters' Institutional Office —
CIN: U74899DL1987PTC026954

Corporate Office: 49, Udyog Vihar, Phase IV, Sector 18, Gurugram, Haryana - 122015, India Registered Office: 107, Best Sky Tower, Netaji Subhash Place, Pitampura, New Delhi — 110034 Email: connect@artventurefinance.com

Mission

To develop risk-adjusted, customised financial solutions that catalyse new-edge innovation — the kind that is critical for India’s sustainable economic growth — catalysing its future.

 

In practice, this means designing financial
instruments that match the risk profile and growth trajectory of innovative businesses, rather than forcing innovative businesses into traditional ones. Every product AVF offers is built around this principle.

Vision

To become the one-stop solution for every financing need across the full spectrum of innovation in India and to be a long-term partner to every innovator’s journey.

 

One-stop means that a company can come to AVF at seed stage with an equity ask and still be working with us five years later through a structured debt facility. We don’t see investment as a transaction, but a relationship that evolves as your company evolves. We measure success in company outcomes, not just in IRR.

Additional Value Proposition

Most financing options available to innovative Indian companies face one of two key financing challenges: banks that require collateral you do not have, or equity investors that want ownership you cannot afford to give.

AVF is built specifically for the gap between these two extremes.

We cover the
full capital stack.

Whether you need equity to prove a concept, a
convertible to bridge between rounds, or alternative
lending to meet your growth requirements as they arise —
AVF has a product for you. You do not need to build a new
relationship every time your capital need changes.

We structure around
your business model.

Our underwriting is based on the quality of your
business model, the predictability of your cash flows,
and the value of your underlying assets — not on
collateral, real estate, or guarantees. If your business
makes sense, we will find a way to structure the financing.

We bring
more than capital.

AVF offers active support across areas that matter
to innovative companies: strategic guidance at the
board level, navigation of regulatory frameworks,
access to our network of co-investors and domain experts,
and active support for your next fundraise or listing.

We are
transparent on terms.

Our pricing is published, our processes are documented,
and our term sheets are explained in plain language.
There are no hidden fees and no terms you should be
surprised by after signing.

We stay for
the long term.

We are not guided by “Fund life”, Our commitment
to a portfolio company is a long-term one.
We do not exit at the first sign of turbulence.
The ART Finance Group’s track record across
multiple NBFCs and economic cycles is the
foundation of that commitment.

We cover the
full capital stack.

Whether you need equity to prove a concept, a convertible to bridge between rounds, or alternative lending to meet your growth requirements as they arise — AVF has a product for you. You do not need to build a new relationship every time your capital need changes.

We structure around
your business model.

Our underwriting is based on the quality of your business model, the predictability of your cash flows, and the value of your underlying assets — not on collateral, real estate, or guarantees. If your business makes sense, we will find a way to structure the financing.

We bring
more than capital.

AVF offers active support across areas that matter to innovative companies: strategic guidance at the board level, navigation of regulatory frameworks, access to our network of co-investors and domain experts, and active support for your next fundraise or listing.

We are
transparent on terms.

Our pricing is published, our processes are documented, and our term sheets are explained in plain language. There are no hidden fees and no terms you should be surprised by after signing.

We stay for
the long term.

We are not guided by “Fund life”, Our commitment to a portfolio company is a long-term one. We do not exit at the first sign of turbulence. The ART Finance Group’s track record across multiple NBFCs and economic cycles is the foundation of that commitment.

AVF's strategy is strongly predicated on the following pillars:

AVF's strategy is strongly predicated
on the following pillars:

on the following pillars:

A

ALLIANCES

We build purposeful alliances with co-investors, accelerators, domain experts, and institutional partners — because the best outcomes for our portfolio companies are rarely built alone.

R

RELATIONSHIPS

We rely on long-term relationships built on trust and mutual interest, not transactional engagement. We stay for the whole journey — from first cheque to exit.

T

TECHNOLOGY

Technology is at the core of every business we back. We invest in companies where software, data, or proprietary platforms create durable competitive advantage — and where innovation is the business model, not just a feature.

A

ALLIANCES

We build purposeful alliances with co-investors, accelerators, domain experts, and institutional partners — because the best outcomes for our portfolio companies are rarely built alone — and synergy is built through collaboration.

ChatGPT Image Sep 26, 2026, 03_31_16 PM

R

RELATIONSHIPS

We rely on strong support and alignment from our portfolio companies, building beneficial relationships that go beyond transactional engagement — staying with them from first cheque through the entire lifecycle of growth.

ChatGPT Image Sep 26, 2026, 03_33_25 PM

T

TECHNOLOGY

Technology is at the core of every business we back. We invest in companies where software, data, or proprietary platforms create intrinsic competitive advantage — and where innovation is the foundation for sustainable prosperity and an opportunity.

ChatGPT Image Sep 26, 2026, 03_34_28 PM

A

ALLIANCES

We build purposeful alliances with co-investors, accelerators, domain experts, and institutional partners — because the best outcomes for our portfolio companies are rarely built alone — and synergy is built through collaboration.

ChatGPT Image Sep 26, 2026, 03_31_16 PM

R

RELATIONSHIPS

We rely on strong support and alignment from our portfolio companies, building beneficial relationships that go beyond transactional engagement — staying with them from first cheque through the entire lifecycle of growth.

ChatGPT Image Sep 26, 2026, 03_33_25 PM

T

TECHNOLOGY

Technology is at the core of every business we back. We invest in companies where software, data, or proprietary platforms create intrinsic competitive advantage — and where innovation is the foundation for sustainable prosperity and an opportunity.

ChatGPT Image Sep 26, 2026, 03_34_28 PM

Board of Directors

rakhee kapoor
ar

Raakhe Kapoor Tandon

Board of Directors

Mithun Bhatt
ar

Mithun Bhatt

Board of Directors

Our Team

sanath mandal
ar

Sanat Mondal

Chief Investment Officer

Untitled design
ar

Sachit Taneja

 Sector Head

Sanchit
ar

Sanchit Gupta

AVP-Risk Management

karuna
ar

Karuna Sharma

Legal and Compliance

Join

our team

We are looking for entrepreneurial
and commercially minded professionals
with a passion for innovation,venture
finance, and creative problem-solving
to join our growing team.

ar

FAQs

1.1 Approval of any financing — equity, convertible, or venture debt — is at the sole discretion of ART Venture and is subject to verification of all submitted information and completion of business, financial, and legal due diligence.

1.2 Submission of an application does not guarantee approval, issuance of a term sheet, or disbursement of funds.

1.3 ART Venture reserves the right to reject any application without assigning any reason.

2.1 For Alternative lending facilities, interest rates will be determined based on the Industry Benchmark, risk profile, creditworthiness, underlying asset value, cash flow quality, loan amount, and tenure. The applicable rate will be specified in the term sheet and loan agreement.

2.2 A processing fee (industry standard rate) of the sanctioned facility amount will be applied to the debt products, charged at disbursement. Additional fees — including documentation charges, late payment penalties, and foreclosure charges — will be disclosed at the time of sanction.

2.3 For equity and convertible instruments, the investment economics — including valuation, discount rate, and conversion terms — will be set out in the applicable term sheet and transaction documents.

2.4 All pricing is subject to applicable taxes including GST at prevailing rates.

3.1 For alternative lending, the Company is required to repay principal and interest as per the schedule set out in the loan agreement. Repayment schedules are structured to align with the Company’s cash flow cycle.

3.2 Non-payment or delayed payment may attract penal interest, constitute an event of default, and may result in legal action and reporting to credit bureaus.

3.3 Prepayment or foreclosure of a venture debt facility may be allowed subject to the terms of the loan agreement and applicable charges.

3.4 For convertible instruments, repayment takes the form of conversion into equity at the agreed terms upon a qualifying event, or repayment of principal and accrued interest if conversion conditions are not met.

4.1 The Company shall use disbursed funds strictly for the purpose stated in the application and sanctioned transaction documents.

4.2 Misuse or diversion of funds may lead to immediate recall of the facility, demand for repayment, and legal proceedings.

5.1 The Company and its authorised representatives must provide accurate, complete, and truthful documentation at all stages of the application and post-investment process.

5.2 ART Venture reserves the right to conduct business, financial, and legal verification and background checks at any stage.

5.3 Any material misrepresentation or omission will constitute grounds for immediate termination of the arrangement and may result in legal action.

6.1 By applying for or using any ART Venture product or service, you authorise ART Venture to collect, store, and use your personal, financial, and business data for the purposes of evaluating the application, managing the investment or facility, and fulfilling regulatory obligations.

6.2 Your data may be shared with regulatory bodies, credit bureaus, legal and financial advisors, and third-party service providers engaged by ART Venture, on a need-to-know basis.

7.1 ART Venture is not liable for any indirect, incidental, or consequential damages arising from the use or inability to use our services.

7.2 ART Venture does not guarantee the success of any investment or the achievement of any projected financial outcome. Equity and venture investments carry inherent risk, and all services are provided subject to applicable law and regulation.

8.1 ART Venture reserves the right to modify these Terms at any time. Updated Terms will be made available on our website and communicated via appropriate means.

8.2 Amendments do not apply retrospectively to executed transaction documents. Continued use of our services constitutes acceptance of the modified Terms.

9.1 These Terms shall be governed by and construed in accordance with the laws of India.

9.2 Any disputes arising shall first be attempted to be resolved through good-faith negotiation. If unresolved, disputes shall be referred to arbitration under the Arbitration and Conciliation Act, 1996, with the seat of arbitration in New Delhi. The exclusive jurisdiction of courts in Delhi is applicable for any urgent relief.

If you have any questions or concerns regarding these Terms, please contact us at:

ART Venture Finance (India) Private Limited
107, Best Sky Tower, Netaji Subhash Place, Pitampura, New Delhi — 110034

Email: Compliance@artventurefinance.com
Phone:
Website: artventurefinance.com

Raakhe Kapoor Tandon

Board of Director

Raakhe Kapoor Tandon is the founder of a financial services holding company, investing in new-age, tech-led, scalable innovative lending businesses — both consumer and wholesale — which can creatively disrupt and deepen the financial services sector in India. She has founded the ART Group of companies: NBFCs working in housing, renewable energy, venture capital, and MSME finance. Previously, Raakhe has worked with Goldman Sachs, JP Morgan, and Merrill Lynch in India and abroad. Apart from holding board positions, Raakhe is part of credit committees and investment committees in several financial services companies. Raakhe’s career mission is to evolve as an independent financial entrepreneur building comprehensive organisations driven by innovation, digital disruption, creativity, finest quality human capital, fullest adherence to regulatory compliance, and with an Owner-Manager-Partner entrepreneurial ethos. Raakhe is active in her alma mater alumni organisation and co-founded the Penn Club of Delhi. She is also on the Board of Trustees of The Three Sisters’ Foundation, a not-for-profit organisation that works towards educating and empowering the girl child. Raakhe has a BS in Economics and an MBA from The Wharton School, University of Pennsylvania, USA.

Mithun Bhatt

Board of Director

Mithun Bhatt serves as an Independent Director of ART Venture Finance, bringing experience across finance, corporate governance, and legal advisory. He has been associated with Fin Coopers Capital Private Limited and has served on the Boards of several companies, contributing to strategic oversight and governance. He is also a practicing advocate before the District Court, Ujjain, and the High Court of Madhya Pradesh at Indore. Mithun holds a
Bachelor’s degree in Commerce, an LL.B. from Vikram University, and an LL.M. from Oriental University.

Sanat Mondal

Chief Investment Officer

Sanat Mondal is the Chief Investment Officer of ART Venture Finance, responsible for leading the firm’s investment strategy, deal origination, portfolio management, and capital deployment across equity, convertible, and venture debt instruments. He brings over 16 years of experience in venture capital, growth equity, and corporate development, with a career spanning early-stage investing, structured finance, and institutional portfolio management across India’s innovation and financial services ecosystem. Sanat has previously held senior roles at IAN Group, where he was part of India’s largest angel and early-stage investment platform, and at SIDBI Venture Capital, the venture arm of India’s premier development finance institution for small and medium enterprises. He has also worked at Sanctum Wealth, one of India’s leading independent wealth management firms, where he was involved in investment advisory and private markets. Across these roles, Sanat has evaluated, structured, and managed investments across technology, fintech, healthcare, and deep-tech sectors, working directly with founders from seed stage through to institutional rounds. At AVF, he leads the full investment lifecycle — from sector coverage and deal sourcing to due diligence, structuring, IC presentation, and active portfolio support. He is also responsible for building out AVF’s institutional infrastructure, including the investment framework, sector thesis, and co-investor relationships. Sanat is an alumnus of Jadavpur University (Bachelor of Engineering) and IIM Lucknow (MBA).

Sachit Taneja

 sector head

Sachit Taneja brings a diverse background in business strategy, venture capital, and innovation. Born in Delhi, he studied at The Doon School, Dehradun, before earning his bachelor’s degree from Pomona College, USA. During his academic journey, he gained experience across venture capital, private equity, media, legal, and hedge fund sectors. In 2018, he returned to India and entered the venture capital ecosystem through IAN. He subsequently spent five years at PC Solutions Pvt. Ltd., leading business strategy and new initiatives, including AI adoption and deployment. At ART Venture Finance, Sachit heads the Cleantech, AI, and D2C sectors. Outside work, he is a devoted dog parent, passionate foodie, and avid reader who enjoys manga and webnovels.

Sanchit Gupta

AVP-Risk Management

Sanchit Gupta is a risk management professional with expertise in credit risk, quantitative analysis, and actuarial science. He has worked across financial services and fintech platforms including ScoreMe Solutions, Kosh, and Bajaj Finance, managing credit risk and supporting data-driven underwriting and portfolio decisions. At ART Venture
Finance, he focuses on strengthening risk frameworks and optimizing risk-adjusted outcomes.

Karuna Sharma

Legal and Compliance

Karuna Sharma is the Company Secretary at ART Venture Finance, responsible for corporate governance, regulatory compliance, and Board advisory. She brings over five years of experience across compliance and
governance, including her prior role as Company Secretary and Compliance Officer at BSE-listed Punjabi Angithi, where she was involved in IPO-related governance and compliance. She holds a Bachelor’s degree in Commerce from the University of Delhi.